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Note: Product availability varies by state

AdvantageGuard Plans
Hospital Indemnity specifically designed for issue ages 60-90, this product can help cover out-of-pocket costs with fixed cash benefits for hospital related events. With a robust optional benefit offering your older clients will appreciate how this plan fits with their Medicare Advantage plan to pay cash benefits where their primary coverage requires them to pay out-of-pocket.
(Approx. 15 minutes) 

CriticalGuard Plans
Our newest critical illness insurance is designed to provide your clients with coverage most important to them; plans specifically for cancer, heart conditions, even major critical conditions like Alzheimer's disease. There are also guaranteed issue options. 
(Approx. 15 minutes) 

DentalWise Max (DVH) & DentalWise (dental standalone)
Offer your clients our newest dental product with vision and hearing included in one convenient plan design – DentalWise Max. Or if only dental is needed, checkout DentalWise. Two great products that use the UnitedHealthcare dental network and are designed to fit most budgets, so you can offer a great way to round-out your client’s coverage.
(Approx. 16 minutes)

VisionWise (vision standalone)
Our latest vision plan offers the convenience of coverage for both glasses and contacts and no wait for an annual eye exam. This simple, convenient vision plan fits easily into most budgets and leverages the UnitedHealthcare vision network, including many major retail locations.
(Approx. 6 minutes) 

Short Term Medical Plans
Short term More coverage and rate flexibility, with overall simplified plan designs! No application fees, Rx on nearly all plans and return of Lump Sum payment with 18% premium discount! Available in 24 states with more to come soon!
(Approx. 25 minutes) 

TriTerm Medical Plans 
TriTerm Medical is short term health insurance that provides coverage durations of nearly 3 years. These plans offer a more robust benefit package than our short term products and are available in 18 states.
(Approx. 25 minutes)

Enhanced Health ProtectorGuard Fixed Indemnity Plans
(Available in 35 states) Health ProtectorGuard made better! Now with wellness, doctor office visits, Rx coverage on every plan, we've improved plan benefits and broader premium flexibility! Plus these enhanced plans feature access to the UnitedHealthcare Choice Plus network, and include access to the telehealth through HealthiestYou provided by Teledoc Health. 
(Approx. 20 minutes)

Hospital Guard and Hospital SafeGuard, Guarantee Issue Plans
High deductibles often make medical insurance more affordable but can also place a greater burden on your client's wallet in the event of a hospital stay. Help your clients find some relief with one of these guarantee issue hospital indemnity products designed to pay fixed benefits for hospital services, some outpatient services, and accidental loss of life/limb with an option to add telehealth for convenient virtual doctor visit services. Plans available in 32 states. (Approx. 25 minutes)

AccidentWise
Accidents happen and this newest product offering can help cover expenses related to accidental injury and treatment. Lump sum cash benefits for your client to use how they need. Easy plan structure and designed for primary insured form ages 18 to 75.
(Approx. 15 minutes) 

Accident ProGuard Series
Our product portfolio offers a variety of accident coverage options to meet a variety of needs and budgets. Some of our plans include a combination of Critical Illness, hospital indemnity and AD&D benefits too. These plans are available in 40 states (Accident ExpenseGuard only in some states). 
(Approx. 6 minutes)

Term Life SafeGuard
Term life insurance is not a product often sought after by our clients, but an important one to discuss and offer. Our Term Life SafeGuard product not only offers term life benefits but also has the option for critical illness coverage. Learn more about how this product can benefit your clients be prepared during an otherwise difficult time.

Most products and services are underwritten by Golden Rule Insurance Company or Oxford Health Insurance, Inc.
References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.
Administrative services are provided by United Healthcare Services, Inc.
UnitedHealthOne is a brand name that represents a portfolio of insurance options for individuals and families.
All products require separate applications. Separate policies or certificates are issued. Medical plans are medically underwritten– see the product brochures and applications.
Product availability varies by state.
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