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Michigan Health Insurance for Individuals and Families

Look no further for individual health insurance plans. We offer a variety of plan options and benefit choices, so you can select a plan that fits your needs and budget.

Health Insurance Plans

We offer three types of major medical health insurance plans: HSAs, Copays, and Catastrophic plans to help you manage your health care costs.


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Short Term Insurance

Short Term coverage may be perfect if: you’re between jobs, you’re a new college graduate, you retire early, or you experience other life events.1


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Dental Insurance
with Optional Vision Benefits Rider

With no age limits, our dental plans can include preventive care, basic services, and major services. Add optional vision benefits to keep an eye on your vision needs.


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Vision Insurance

With no age restrictions, flexible plans that cover glasses, contacts or both, and NO waiting periods, it's easy to see the value of UnitedHealthcare Vision® insurance.


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Critical Illness Insurance

Paired with other plans, Critical Illness insurance can help you after a diagnosis of a qualified condition by paying you a cash benefit.


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Accident Insurance

Giving you some added protection in case you’re hurt in an accident, Accident Insurance can pay you cash benefits for your qualifying medical bills.


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Disability Income Insurance

Disability Income insurance can provide a monthly check to help cover living expenses if you are unable to work due to accident or illness.


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Hospital Indemnity Insurance

Hospital Indemnity insurance provides payment for each day in the hospital and other qualified expenses. You choose how to spend the money.


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Term Life Insurance

Term Life insurance can ease some of the financial burden your family might face without you. Choose from multiple terms and benefit levels.


Explore Term Life Plans

Health, Dental, Vision, Accident, Hospital Indemnity, and Term Life insurance plans are underwritten by UnitedHealthcare Life Insurance Company. Short Term, Critical Illness, and Disability insurance plans are underwritten by Golden Rule Insurance Company.

1 Short Term Medical℠ plans are medically underwritten and do not provide coverage for preexisting conditions or meet the mandated coverage necessary to avoid tax penalty under the Affordable Care Act (ACA).

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