When accidents or critical illness happen, we often ask, “Why?” But what if we asked a different kind of “Why?” before the unexpected catches us by surprise – “Why buy Accident Pro Series insurance underwritten by Golden Rule Insurance Company?”
Accident ExpenseGuard is an accident and accidental death & dismemberment (AD&D) insurance plan. Payment is made directly to you for eligible expenses associated with an accident or a lump sum payment for AD&D. Plans are guaranteed issue— meaning you select your benefit level without having to answer medical questions.View Brochure
Edgar gets into a serious bicycle accident and fractures his arm. His total medical expenses are $7,006.
A $10,000 accidental injury benefit from Accident ExpenseGuard could help cover these medical costs, so he can focus on getting back on that bike.
Combining accident, AD&D and critical illness insurance, Accident ProGuard makes payments directly to you for eligible expenses associated with an accident or a lump sum payment for a critical illness diagnosis or for AD&D.View Brochure
Deborah’s leukemia diagnosis comes as a shock to her husband and kids. The medical expenses and lost wages from missing work add up.
A $30,000 critical illness benefit from Accident ProGuard could pay for some of those costs and replace some of that income, leaving her and her family time to focus on recovery.
Accident ProGap is designed to fill in your regular insurance plan’s gaps and help pay expenses it may not cover. Payments are made directly to you for eligible expenses associated with an accident or a lump sum payment for hospital admission due to sickness, a critical illness diagnosis, or AD&D.View Brochure
Tom’s tailgating party starts with hot wings, but ends with an unexpected trip to the hospital for stomach pains that turns out to be an appendicitis.
A $2,500 hospital admission for sickness benefit from Accident ProGap could help him pay for medical expenses not covered by his other insurance.
The person and event depicted here are fictional and do not represent actual cases.
With a variety of plan benefit levels that fit almost any need or budget, with some plans giving guaranteed issue options, Accident ExpenseGuard, Accident ProGuard and Accident ProGap offer supplemental insurance that could help during those times that leave you asking “Why?”.
1Availability varies by state. CO, CT, ID, MI, PA, and TN have Accident ExpenseGuard only.