You and your spouse have spent years making big plans for life after retirement. The moment has come when your spouse is retiring and eligible to enroll in Medicare, but you’re not quite there yet. You’ve got a little while yet before you’re also Medicare eligible.
Not to worry. Losing your employer group coverage because your spouse is retiring is a qualifying event that opens a special enrollment period when you can choose your own health insurance plan.
Now that your spouse can rely on Medicare for health coverage, you might feel left behind. But having your very own health plan has its perks: You can find one that meets your personal health needs and timeline.
Just need something temporary until you’re Medicare eligible? Check out our Golden Rule Insurance Company Short Term health insurance plans.1
If you’re interested in longer term coverage, a different type of health plan may be more appropriate for your personal needs and retirement budget. It may be the perfect time to make a change from the kind of plan you’ve had before. Take a look at the three types of individual health insurance plans we offer.
Learn more about navigating health insurance before Medicare in our handy Transitions Through Health Care guide.
1 Short term health insurance does not meet minimum essential coverage requirements, meaning signing up for this coverage may result in a tax penalty. Plans are subject to health underwriting, and do not cover preexisting conditions.
2 UnitedHealthcare Life Insurance Company or Golden Rule Insurance Company is the underwriter and Dental Benefit Providers, Inc. is the administrator of these dental plans.
3 Underwritten by Sirius International Insurance Corporation or United States Fire Insurance Company.