Coverage that fits a freelancer's budget

Health insurance for Freelancers Union members

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Leverage the Strength in Solidarity

There are many benefits to being your own boss. Unfortunately for freelancers, health insurance often isn’t one of them. Without health insurance, medical bills can add up for even the little unexpected items, let alone a major illness or accident.

You work as hard as any full-time employee. Apply for the coverage you need from Golden Rule Insurance Company, underwriter of UnitedHealthOneSM plans and a UnitedHealthcare company.

There are a wide variety of UnitedHealthOneSM plans for independent workers and self-employed people like you. Gain the benefits of solidarity.

Your plan options include:

Copay Plans

Like the familiarity of a copay plan with a predictable copayment? Then this may be the plan for you. A copay plan is similar to many group plans with a set copay for routine health care expenses.

Health Savings Accounts (HSAs)

Gives you more control over your health care expenses, combining a lower-cost, high deductible health plan with a tax-advantaged savings account. Use an HSA to cover a variety of eligible out-of-pocket expenses.

Catastrophic Plan

The simplicity of a high deductible plan for big medical bills, along with Critical Illness Insurance to help cover the deductible during a qualifying illness. Critical Illness Insurance is available for an additional premium.

Short Term Health Insurance

Short Term MedicalSM1 Plans are health plans designed to bridge gaps in coverage for individuals and families in times of transition. Based on your needs, you can select the length of time (1 to 11 months in many states) and from a range of available deductible amounts.

Dental Plans

Complete a dental application today and see the dentist tomorrow.2 Our dental plans give you the option of seeing an in- or out-of-network dentist. Why wait?

Vision Benefit Rider

Keep an eye on your family’s vision health by adding our optional Vision Benefit Rider to your dental insurance plan today. We’ll help keep your family seeing clearly, so you can focus on savings!

Why Choose us

Right Price. Right Plans.

Choose from a variety of coverage options. We can help you find a plan to meet your needs and budget.

Physician Access

Referrals to see a specialist are not required, making it easier for you to receive the care you need.

Network Savings

Receive quality care at reduced costs because our providers have agreed to lower fees for covered expenses.

1 Short term health insurance does not meet minimum essential coverage requirements, meaning signing up for this coverage will result in a tax penalty. Plans are subject to health underwriting, and do not cover preexisting conditions.

2 Out-of-network penalties apply. Some benefits subject to waiting periods.

3 Ratings as of 


. This worldwide, independent organization reviews insurance companies and other businesses and publishes opinions about them. This rating is an indication of our financial strength and stability.