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About UnitedHealthcare

Our Company


UnitedHealthcare is a company uniquely qualified to provide you with a broad array of health insurance choices for almost any individual, family, budget or situation.

It is a part of the family of companies that makes up UnitedHealth Group, a diversified Fortune 5001 health and well-being company. UnitedHealth Group is the largest U.S. health insurer6 and is dedicated to helping people live healthier lives. As a key part of that aspiration, UnitedHealthcare provides health care insurance and benefits to a number of different customers and markets. In the United States, UnitedHealthcare arranges for discounted access to care through networks that include 1.4 million physicians and other health care professionals and approximately 6,500 hospitals and other facilities.1

The UnitedHealthcare Employer & Individual division of UnitedHealthcare offers health benefit plans and services nationwide to a variety of customers - large national and public sector employers, mid-sized and small businesses, individuals and even military service members in the TRICARE west region. Altogether, UnitedHealthcare Employer & Individual provides access to medical services for approximately 27.8 million people.1

UnitedHealthOne® is a brand representing UnitedHealthcare branded individual insurance products. UnitedHealthcare family and individual insurance plans are underwritten by Golden Rule Insurance Company. Prior to being purchased by UnitedHealthcare in 2003, Golden Rule Insurance Company had served the insurance needs of families and individuals for decades. The expertise brought in by Golden Rule has now become an important component of UnitedHealthcare branded insurance products offered on Shopping here or calling, means browsing products supported by over 75 years of personal insurance experience.

In 2019, we acquired HealthMarkets Insurance Agency and Chesapeake Life Insurance Company®, which underwrites the SureBridge® branded portfolio of insurance products. HealthMarkets' expertise as a leading distributor of health insurance, Medicare Advantage and Part D products, supplemental and life insurance products along with the SureBridge® portfolio of supplemental products helps UnitedHealthcare provide for the insurance needs of more people. UnitedHealthcare can now meet more individuals when, and where, they find it most convenient, pursuing the UnitedHealthcare mission to help people live healthier lives. 

Supported over 75 years of personal health insurance
Health Insurance Carrier Rated A Excellent by AM Best


Golden Rule Insurance Company, which underwrites many of the individual insurance products, is rated “A” (Excellent) by A.M. Best.3 This worldwide, independent organization reviews insurance companies and other businesses and publishes opinions about them. Their "A" rating is an indication of the financial strength and stability of UnitedHealthcare products. UnitedHealthcare makes decisions every day to stay financially sound to ensure we can be there for you from the first day to the last day you have your coverage with us.


At UnitedHealthcare, we do our best to ensure our products meet the needs of our customers right now and evolve to meet new needs going forward. We're grateful for any recognition knowing that what we're doing is helping customers. We're also always looking to improve products and benefits to meet the demands of the quickly changing health care landscape.

Vision Coverage

1 Ellison, Ayla. (2019, May 17). Fortune 500: 41 healthcare companies make the 2019 list. Becker's Hospital CFO Report. Retrieved from

3 UnitedHealth Group Annual Form 10-K for year ended 12/31/19.

5 Ratings as of 12/18/2019. This worldwide, independent organization reviews insurance companies and other businesses and publishes opinions about them. This rating is an indication of financial strength and stability. For the latest rating, access


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