About UnitedHealthcare

Our Company

As a part of UnitedHealth Group (NYSE: UNH), a Fortune 50 health and well-being company, the UnitedHealthcare family of companies provides health benefits and services to individuals, public sector employers, and businesses of all sizes, including more than half of the Fortune 100 companies.

We insure the health care services for nearly 29 million Americans and contract with more than 850,000 physicians and other health care professionals and 6,000 hospitals.1

Our Family

The UnitedHealthcare family of companies is composed of well-established and well-respected insurance underwriters. Parented by the UnitedHealthcare Life Insurance Company, we are part the UnitedHealth Group, the nation’s largest health insurer.2

Our family includes:

  • All Savers Insurance Company
  • Golden Rule Insurance Company
  • Health Plan of Nevada, Inc.
  • UnitedHealthcare Benefits Plan of California
  • UnitedHealthcare Community Plan, Inc.
  • UnitedHealthcare Insurance Company
  • UnitedHealthcare Life Insurance Company
  • UnitedHealthcare of Alabama, Inc.
  • UnitedHealthcare of Arkansas, Inc.
  • UnitedHealthcare of Colorado, Inc.
  • UnitedHealthcare of Florida, Inc.
  • UnitedHealthcare of Georgia, Inc.
  • UnitedHealthcare of Kentucky, LTD.
  • UnitedHealthcare of Louisiana, Inc.
  • UnitedHealthcare of the Mid-Atlantic, Inc.
  • UnitedHealthcare of the Midlands, Inc.
  • UnitedHealthcare of the Midwest
  • UnitedHealthcare of Mississippi, Inc.
  • UnitedHealthcare of New England, Inc.
  • UnitedHealthcare of New York, Inc.
  • UnitedHealthcare of North Carolina, Inc.
  • UnitedHealthcare of Ohio, Inc.
  • UnitedHealthcare of Oklahoma, Inc.
  • UnitedHealthcare of Pennsylvania, Inc.
  • UnitedHealthcare of Washington, Inc.
  • Oxford Health Plans (NJ), Inc.

Our Business Associates


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Why Choose us

Uncompromising Values

Some things never change. While the insurance landscape is constantly changing to accommodate new regulations and industry trends, our philosophy of doing business remains the same. Work hard. Tell the truth. Treat people well.

  • We respect and value all people and points of view. This requires us to know ourselves and to try to understand others.
  • Honesty is the foundation of our organization. We strive for transparency in our reporting and regulatory relationships.
  • We deliver solutions that improve the health and well-being of individuals. We find our greatest satisfaction from improving people’s lives.
  • We strive to communicate our objectives and goals clearly and create ways to measure our progress toward these goals.
  • We find ways to meet and exceed the expectations of our customers, shareholders and community. We use scientific business methods to drive and sustain improvements and lower costs.

Experience and Expertise

Our combined experience stretches back more than 70 years and represents a wealth of knowledge in developing innovative insurance products designed to best meet the health care needs of individuals and families. For example, in 1993, Golden Rule pioneered the first “Medical Savings Account (MSA),” the forerunner of today’s Health Savings Account (HSA) plans.

We continue to diligently work in our industry to bring you the most comprehensive benefits possible at a price you can afford.

Proven Reliability

UnitedHealthcare Life Insurance Company has been rated “A” (Excellent) by A.M. Best (03-31-15). This worldwide independent organization reviews insurance companies and other businesses and publishes its opinions about them. This rating is an indication of our financial strength and stability.

Outstanding Claims Service

We recognize the importance of being responsive to your service needs. That’s why we process 94% of all health claims within 12 working days or less.3

1 UnitedHealth Group Annual Form 10-K for year ended 12/31/14.

2 CNN Money in 2013 ranked UnitedHealth Group, the parent of UnitedHealthcare, as first in market share among health insurers.

3 Actual 2014 results.