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Your client's new option for help covering medicare advantage plan copays

Guaranteed Issue ages 60-74F98

With AdvantageGuard, seniors aged 60-74 have guaranteed issue options, which offer hospital coverage without medical underwriting.

12-month commission advancementF99

Golden Rule Insurance Company provides our agents with a 12-month Commission Advancement as opposed to the standard 9-month advancement offered elsewhere.

Explore AdvantageGuard benefits

Help safegaurd your client's savings

AdvantageGuard provides financial assistance by offering coverage for qualifying hospital confinement to help with medical expenses associated with hospital stays, such as room and board, intensive care, surgeries, and more.

Tailor Your Clients Coverage

AdvantageGuard offers flexibility in benefit selection, allowing individuals to choose the coverage options that best meet their needs and budget. It provides customizable options that can be tailored to suit different preferences and circumstances.

Worry less, recover more

AdvantageGuard can help ease financial stress for individuals knowing that they have an additional layer of coverage in case of a hospitalization. It helps provide a sense of security and reassurance that they can focus on their recovery instead of worrying about the strain of out-of-pocket costs related to hospital stays.

Tailor your client's coverage

AdvantageGuard offers flexibility in benefit selection, allowing individuals to choose the coverage options that best meet their needs and budget. It provides customizable options that can be tailored to suit different preferences and circumstances.

Supplemental coverage

AdvantageGuard is designed to complement existing Medicare Advantage plans. It is a supplemental plan that helps to reduce out-of-pocket costs of many primary health insurance plans by providing additional coverage specifically for hospital-related expenses, with the option, in most states, to add coverage (for additional premium) to cover other expenses like ambulance transportation, emergency room, skilled nursing, and more.

Coverage Without Hassle

AdvantageGuard is typically accessible to a wide range of individuals, including those who may have pre-existing conditions or health issues. It offers guaranteed issue coverage options (ages 60-74), meaning that individuals can obtain coverage without undergoing medical underwriting.F98

Did you know?

The average cost of a 3-day hospital stay is around $30,000F100

AdvantageGuard pays eligible benefits regardless of what your clients medical insurance covers

Did you know?

The average cost of a 3-day hospital stay is around $30,000F100

AdvantageGuard pays eligible benefits regardless of what your clients medical insurance covers

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No networks

AdvantageGuard benefits are not determined by choice of provider. Insureds can use network providers according to their primary coverage and receive eligible benefits from their AdvantageGuard plan.

Competitive product

Advantage is designed to offer exceptional value. You can help your clients secure coverage at a competitive price.

A health insurer with “A+” (Superior) AM Best ratingF2

Golden Rules Insurance Company, the underwriter of AdvantageGuard, has been rated "A+" (Superior) by A.M. Best.4

Resources for our agents in the field

50061-G-0823