Short Term insurance1 can be a fast, flexible solution for your coverage gap.
View Plans Short Term Plans Starting at $29.70/Month
(Sample rate is base monthly premium only for a Short Term Medical Value plan for unmarried female 18-24, non-smoker, ZIP code 493--, $10,000 deductible, 70/30 coinsurance.2)
The fixed benefits paid by a Hospital & Doctor plan can help with medical costs.
View Plans Fixed Indemnity Plans Starting at $31.40/Month
(Sample rate is base monthly premium only for a Health ProtectorGuard Choice Value plan for 18-year old unmarried male, non-smoker, in Illinois.3)
Dental plans available for all ages. Ideal if you’re on Medicare or your employer doesn’t offer coverage.4
Choose a standalone vision plan or buy with Dental insurance to round out your health coverage.
Popular insurance bundles can help you build coverage that fits your needs and budget!5
UnitedHealthcare provides approximately 30 million Americans access to health care6
Golden Rule Insurance Company has been rated “A” (Excellent) by A.M. Best.7
Forrester ranked UHOne.com highest among 7 top US health insurers in 2014 for public site functionality.8
Open Enrollment for 2018 Affordable Care Act (ACA) Health Insurance is November 1, 2017-December 15, 2017. Looking for ACA health plans? Call 1-800-273-8115.
Need to change your health insurance coverage? Qualifying life events allow you to apply for new coverage throughout the year. Learn more.
1 Short term health insurance does not meet minimum essential coverage requirements, meaning signing up for this coverage may result in a tax penalty. Plans are subject to health underwriting, and do not cover preexisting conditions.
2 Premium effective date October 2017. Actual premium may be different based upon the situation at the time of application. Optional benefits require an additional premium cost. Products vary by state. Some Short Term plans available as group insurance only to members of FACT, an independent association. Additional membership fees may be required.
3 Premium effective date October 2017. Actual premium may be different based upon the situation at the time of application. Products vary by state.
4 Primary insured must be 18 years of age or older.
5 All products require separate applications. Separate policies or certificates are issued.
6 UnitedHealth Group Annual Form 10-K for year ended 12/31/16.
7 Ratings as of 8/3/2017. This worldwide, independent organization reviews insurance companies and other businesses and publishes opinions about them. This rating is an indication of financial strength and stability. For the latest rating, access www.ambest.com
8 2014 Website Functionality Benchmark: US Health Insurance Plan Public Sites, Forrester Research, March 2015.
9 Healthiest You is not an insurance product and is provided by HY Holdings, Inc., d/b/a Healthiest You.
Small Employer Group products provided by or through UnitedHealthcare Insurance Company or its affiliates.