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Medicare is the federal health insurance program for older Americans (65 or over), or younger Americans with qualifying disabilities or conditions. It is broken down into four basic parts: A, B, C and D.
Part A is the hospital insurance part of Medicare. It typically covers things like medically necessary:
Home health care or health services (but not custodial care, that is, help with daily activities like dressing, bathing or eating)
Part B is the medical insurance part of Medicare. It typically covers things like medically necessary:
Cancer therapy & kidney DIALYSIS
Part C Medicare Advantage plans are an alternative you can choose for your Medicare coverage. Typically they:
May offer other benefits not covered by Parts A and B
Part D is Medicare prescription drug coverage. Original Medicare (Parts A and B) only cover prescription drugs in certain situations, like when you are hospital inpatient. So, to cover prescription drugs, you need to select a Medicare Part D plan. Medicare Part D plans:
Vary in monthly costs and out-of-pocket expenses
When choosing how to receive your Medicare benefits, you have two basic choices.
Choice 1: Parts A and B (Original Medicare) + Part D + an optional Medicare Supplement plan, which is designed to cover many of the areas Original Medicare doesn’t cover.
The two choices (Original Medicare/Part D/Medicare Supplement versus Medicare Advantage) are very diﬀerent. Learn more or ﬁnd which option might be best for you by speaking with a Licensed Sales Agent.
1 This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or co-payments/co-insurance may change on January 1 of each year.
2 You must continue to pay your Medicare Part B premium.
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on the plan’s contract renewal with Medicare.
Last Updated: 8.24.2018 12:01AM ET Y0066_171214_055626 Accepted