What is Critical Illness insurance? Critical Illness insurance pays a lump sum cash benefit directly to the policyholder in the event of a qualifying serious illness.
Ask yourself this – If you were unable to work for an extended period of time, could you continue to pay your mortgage or other bills? Do you have an emergency fund set aside for an unexpected critical illness or serious medical condition?
If you answered “no” to these questions, you may want to consider UnitedHealthcare branded Critical Illness insurance plan underwritten by Golden Rule Insurance Company. Critical Illness insurance, also known as Critical Care insurance or Critical Illness coverage, may help shift the focus more to your recovery and less on your expenses.