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Health Insurance Made Simple

Need to explore insurance options? Let’s get started.


For Insurance Coverage Choices or New Jersey Affordable Care Act Health Plans, Call 1-800-273-8115.

 

“Highest in Customer Satisfaction with Vision Plans, 5 out of 6 years.”

— J.D. Power Vision Plan Satisfaction Report1

Need Coverage Now?

Don’t go uncovered while you’re searching for your long term health insurance. Short Term health insurance,6 also called Temporary health insurance, can be a fast, flexible insurance solution for your coverage gap.

Short Term Plans Starting at

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(Sample rate is base monthly premium only for a Short Term Medical Value plan for unmarried female 19-24, non-smoker, ZIP code 493--, $10,000 deductible, 60/40 coinsurance.7)


Learn More about Short Term Medical Insurance

Dealing with a High Deductible?

Hospital and doctor fixed indemnity insurance pays a set amount of cash when you receive specific covered medical services. Those fixed benefits are paid regardless of other insurance coverage and can help with out-of-pocket medical costs.

Fixed Indemnity Plans Starting at

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(Sample rate is base monthly premium only for a Health ProtectorGuard Choice Value plan for 18-year old unmarried male, non-smoker, in Illinois.8)

Learn More about Health ProtectorGuard Fixed Indemnity Insurance

Need Coverage in Many Areas of Need for an Extended Time?

TriTerm Medical Insurance is a short-term health insurance plan designed to last for nearly 3 years,9 with preventive, doctor office visit, Rx coverage and more. TriTerm is available in select states.

TriTerm Plans Starting at

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(Sample rate is base monthly premium only for a Copay Select Direct plan for unmarried female 19-24, non-smoker, ZIP code 303--, $12,500 deductible, 70/30 coinsurance.3)

Special Enrollment?

Qualifying life events allow you to apply for new coverage throughout the year. Call 1-800-273-8115 with questions.

Speak to a licensed health plan expert

1-800-273-8115

Find your doctor or dentist in the network

Find a Doctor

For costs, benefits, exclusions, limitations, eligibility, waiting periods and renewal terms, get a quote or call 1-800-273-8115.

 

What coverage options are right for you and your loved ones? Let us help you decide!

 

1UnitedHealthcare received the highest numerical score in the proprietary J.D. Power 2013-2015, 2017-2018 (tied in 2018) Vision Plan Satisfaction Reports. Report measures opinions of consumers with vision plans. Visit www.jdpower.com/awards

6 UnitedHealth Group Annual Form 10-K for year ended 12/31/18.

7 Ratings as of 6/21/2018. This worldwide, independent organization reviews insurance companies and other businesses and publishes opinions about them. This rating is an indication of financial strength and stability. For the latest rating, access www.ambest.com

9 2014 Website Functionality Benchmark: US Health Insurance Plan Public Sites, Forrester Research, March 2015.

5 The coverage term is one day less than 3 years. This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.

2 Short term health insurance does not meet minimum essential coverage requirements, meaning signing up for this coverage may result in a tax penalty. Plans are subject to health underwriting, and do not cover preexisting conditions.

3 Premium effective date on date of viewing. Actual premium may be different based upon the situation at the time of application. Optional benefits require an additional premium cost. Products vary by state. Some Short Term plans available as association group insurance only to members of FACT, an independent association. Additional membership fees may be required.

1 Premium effective date on date of viewing. Actual premium may be different based upon the situation at the time of application. Products vary by state.

2 HealthiestYou is not an insurance product and is provided by Teladoc®.

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