6,500+
Over 6,500 hospitals and other medical facilities are part of our nationwide networkF1
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Overview
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Who It's For
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Plans
TriTerm Medical – Golden Rule Insurance Company
Short Term Insurance for a Longer Need
TriTerm Medical insurance is limited duration health insurance that provides nearly 36 months of coverage over 3 terms.F4 That's almost 3 years of budget-friendly coverage to get you through life’s ups and downs. Need health insurance for more than just a few months? TriTerm Medical may be the right coverage for you right now. Apply today. Coverage is available all year.
1.4 MILLION+
Access to quality care from 1.4 million physicians and other health care professionals.F1
$200
$200 per person, per term preventive care/wellness coverage on many plans
Why TriTerm Medical – Golden Rule Insurance Company
Who might find TriTerm Medical fits their needs?
Need 1+ Years Coverage
Lasts longer than standard short term
Self-Employed
Or gig worker
Focused on Family Wellness
Preventive & office visit benefits available
Want Rx Coverage
Prescription benefits with most plans
Missed Open Enrollment
Plans available year round
Choosing the Right Plan
How much do you use your health plan?
Rarely
Choosing a higher deductible and higher coinsurance means you may save on monthly premium costs. Just remember that means more out-of-pocket costs for you when you use your insurance. Value plans, where available, keep monthly costs lower by eliminating preventive care and prescription coverage benefits.
Recommended Plan: Value Direct
Annually
For a plan that’s simple to use, choose Plan 100 Direct. Meet the deductible and most of your eligible medical expenses are covered at a 100% per person, per term. Choose Plan 80 Direct which has a 20% coinsurance after deductible for a lower monthly cost than Plan 100 Direct.
Recommended Plan: Plan 100 Direct or Plan 80 Direct
Regularly
Choose a copay plan to pay a copay for doctor visits and prescriptions without having to meet the medical deductible first. All plans use network negotiated lower rates of care with network providers to keep your medical costs lower, too!
Recommended Plan: Copay Select Direct
TriTerm Medical Options – Golden Rule Insurance Company
Take a glance at the benefits & compare with confidence
LOWER PREMIUM OPTIONS
Hospital & Surgical
TRITERM MEDICAL PLAN
Low premium hospital benefits for nearly 3 years
$1 million lifetime max, deductible choices
Reduced costs thru UnitedHealthcare network
Starting at
/mo
LOWER PREMIUMS, BASIC PLANS
TriTerm Value
TRITERM MEDICAL PLAN
Reduced costs thru UnitedHealthcare network
Deductible and coinsurance options
$2 million lifetime max
Starting at
/mo
GOOD FOR OFFICE VISITS & Rx
Copay Select Max
TRITERM MEDICAL PLAN
Office visit, preventive care and urgent care copays
Reduced costs thru UnitedHealthcare network
$2 million lifetime max
Starting at
/mo
LOWER OUT-OF-POCKET COSTS
Plan 80 Max
TRITERM MEDICAL PLAN
20% coinsurance after deductible
Reduced costs thru UnitedHealthcare network
$2 million lifetime max
Starting at
/mo
EASY TO UNDERSTAND
Plan 100 Max
TRITERM MEDICAL PLAN
$0 on most covered costs after deductible
Reduced costs thru UnitedHealthcare network
$2 million lifetime max
Starting at
/mo
Call Us
Need help finding a health plan that fits? Call one of our licensed brokers at 1-800-273-8115
See the Plans
Ready to see your health plan options? Let's get started.
Other Options
Does your health plan meet all your needs? Find help covering what health insurance often doesn't.
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