“Highest in Customer Satisfaction with Vision Plans, 5 out of 6 years.”
— J.D. Power Vision Plan Satisfaction Report1
Finding the right family and individual health insurance is probably one of the most important decisions you will make. Your life is unique. It only makes sense that your insurance needs are unique, too. You need more than a cookie cutter health plan. You want insurance that fits your life and makes sense for you and your family.
That's why we offer a variety of medical insurance plans and options. You can pick the plans you need and bundle them into packages of coverage that work for you and your family. You should have the freedom to choose the right health insurance and package together any additional coverage to meet your needs and budget right now.
These plans, underwritten by Golden Rule Insurance Company, offer short term health insurance and supplemental insurance solutions for you, your family and your current situation.
Long or short term travel medical insurance from International Medical Group® (IMG®) can help you pack away some of your concerns about upcoming travel.
Take medication regularly? Worried about the cost of prescription drugs? Then choosing optional prescription benefits7 to complement your health care insurance may be the right choice for your needs and your budget. Learn more about prescription coverage.
If you have other insurance needs, check out a variety of plans to help with the extra expenses unique to your life. Learn more about insurance plans for accidents, term life, vision, or learn more about plans available from other carriers covering auto, home, pets, trip cancellation and more.
1UnitedHealthcare received the highest numerical score in the proprietary J.D. Power 2013-2015, 2017-2018 (tied in 2018) Vision Plan Satisfaction Reports. Report measures opinions of consumers with vision plans. Visit www.jdpower.com/awards
2 Short term plans are medically underwritten. This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy/certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy/certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. This is not Minimum Essential coverage as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state. Some Short Term plans are available as association group insurance only to members of FACT, an independent association. Additional membership fees may be required.
4 National Association of Dental Plans. Who has dental benefits? Retrieved from http://www.nadp.org/Dental_Benefits_Basics/Dental_BB_1.aspx#_ftn1
5 This is a supplement to health insurance and is not a substitute for the minimum essential coverage required by the Affordable Care Act (ACA). Lack of major medical coverage (or other minimum essential coverage) may result in an additional payment with your taxes.
6 Underwritten by Sirius International Insurance Corporation or United States Fire Insurance Company.
7 Optional benefits require an additional premium cost. Products vary by state.