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Health Insurance and More

You Have Health Insurance Options

Finding the right family and individual health insurance is probably one of the most important decisions you will make. Your life is unique. It only makes sense that your insurance needs are unique, too. You need more than a cookie cutter health plan. You want insurance that fits your life and makes sense for you and your family.

That's why we offer a variety of medical insurance plans and options. You can pick the plans you need and bundle them into packages of coverage that work for you and your family. You should have the freedom to choose the right health insurance and package together any additional coverage to meet your needs and budget right now.

Health Insurance Should Fit Your Unique Needs

UnitedHealthcare Medical and Supplemental Insurance Products

These plans, underwritten by Golden Rule Insurance Company, offer short term health insurance and supplemental insurance solutions for you, your family and your current situation.

Short Term Health Insurance4

Need temporary health insurance? Short Term insurance plans provide fast and flexible coverage and offer options to save on costs.

Learn more about Short Term Insurance

Dental Insurance

It's time to fill this hole in your health insurance coverage. At the end of 2016, 44% of Americans were not covered by dental benefits of any kind.5 Don't be one of them. Help protect your smile and your overall health with dental insurance.

Learn more about Dental Insurance

Popular Supplement to Your Insurance Plan

Popular Supplement to
Your Insurance Plan

Hospital & Doctor Fixed Indemnity6

A hospital and doctor fixed indemnity insurance plan pays you set amounts of cash for qualified medical services. That's money you can use to help bridge gaps in your major medical coverage. Pay toward a deductible, apply toward the costs of a prescription, or use it to help keep up with bills while you recover.

Learn more about Hospital & Doctor Plans

Critical Illness Insurance

Worried about paying the bills if you get seriously ill? A critical illness insurance plan pays a lump sum cash benefit following the diagnosis of a qualifying serious illness.

Learn more about Critical Illness Insurance

Insurance Plans from Other Carriers

Long or short term travel medical insurance from International Medical Group® (IMG®) can help you pack away some of your concerns about upcoming travel.

Travel Insurance7

Traveling often or soon? Whether you’re a vacationer, missionary or business traveler, Travel insurance can give you peace of mind about your health care coverage abroad, and offer trip cancellation protection, too!

Learn more about Travel Insurance

Affordable Care Act Plans for New Jersey Residents

If you live in New Jersey, we can offer you access to UnitedHealthcare Oxford Off-Marketplace ACA health plans underwritten by Oxford Health Insurance, Inc., that meet your minimum essential coverage needs. Note: These plans are not eligible for ACA tax credits.

Click here for specific details

Looking for ACA Plans?

Don't see what you need for your state? Our affiliate agency has a variety of health insurance options for almost any situation.

Need Prescription Drug Coverage?

Take medication regularly? Worried about the cost of prescription drugs? Then choosing optional prescription benefits8 to complement your health care insurance may be the right choice for your needs and your budget. Learn more about prescription coverage.

Looking For More?

If you have other insurance needs, check out a variety of plans to help with the extra expenses unique to your life. Learn more about insurance plans for accidents, term life, vision, or learn more about plans available from other carriers covering auto, home, pets, trip cancellation and more.

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For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a licensed Product Advisor to discuss your health insurance options.

1 Short term health insurance is medically underwritten and does not cover preexisting conditions. This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. This coverage is not “minimum essential coverage.”

2 National Association of Dental Plans. Who has dental benefits? Retrieved from

3 This is a supplement to health insurance and is not a substitute for the minimum essential coverage required by the Affordable Care Act (ACA). Lack of major medical coverage (or other minimum essential coverage) may result in an additional payment with your taxes.

4 Underwritten by Sirius International Insurance Corporation or United States Fire Insurance Company.

5 Optional benefits require an additional premium cost. Products vary by state.


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