Finding the right family and individual health insurance is probably one of the most important decisions you will make. Your life is unique. It only makes sense that your insurance needs are unique, too. You need more than a cookie cutter health plan. You want insurance that fits your life and makes sense for you and your family.
That's why we offer a variety of medical insurance plans and options. You can pick the plans you need and bundle them into packages of coverage that work for you and your family. You should have the freedom to choose the right health insurance and package together any additional coverage to meet your needs and budget right now.
These plans, underwritten by Golden Rule Insurance Company, offer short term health insurance and supplemental insurance solutions for you, your family and your current situation.
Long or short term travel medical insurance from International Medical Group® (IMG®) can help you pack away some of your concerns about upcoming travel.
Take medication regularly? Worried about the cost of prescription drugs? Then choosing optional prescription benefits5 to complement your health care insurance may be the right choice for your needs and your budget. Learn more about prescription coverage.
If you have other insurance needs, check out a variety of plans to help with the extra expenses unique to your life. Learn more about insurance plans for accidents, term life, vision, or learn more about plans available from other carriers covering auto, home, pets, trip cancellation and more.
1 Short term health insurance is medically underwritten and does not cover preexisting conditions. This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. This coverage is not “minimum essential coverage.”
2 National Association of Dental Plans. Who has dental benefits? Retrieved from http://www.nadp.org/Dental_Benefits_Basics/Dental_BB_1.aspx#_ftn1
3 This is a supplement to health insurance and is not a substitute for the minimum essential coverage required by the Affordable Care Act (ACA). Lack of major medical coverage (or other minimum essential coverage) may result in an additional payment with your taxes.
4 Underwritten by Sirius International Insurance Corporation or United States Fire Insurance Company.
5 Optional benefits require an additional premium cost. Products vary by state.