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Current Golden Rule Grandfathered and Non-Grandfathered Health Plans to Continue in 2022

Grandfathered health plans

People with UnitedHealthOne® Golden Rule Insurance Company non-grandfathered health insurance plans can keep their current plans without further Affordable Care Act (ACA) changes through December 31, 2022, an extension known as "transitional relief."

This means those with a non-grandfathered health plan can simply keep paying their premium to maintain their current coverage. Keeping their current coverage means they will be able to:

  • Continue using their current network of doctors and hospitals
  • Meet the ACA's requirement to maintain "minimum essential coverage" (MEC) and avoid any tax penalty for not having compliant coverage

Members of non-grandfathered health plans will hear from Golden Rule in advance of any required future ACA changes.

To see if your state is honoring transitional relief, check here.

Similarly, customers with UnitedHealthOne® Golden Rule Insurance Company grandfathered health insurance plans can continue their current coverage without further ACA changes as well, as long as they don't make any changes that would change the plan’s grandfathered status and continue to pay their premiums.

UnitedHealthOne® is a brand name used for some UnitedHealthcare individual insurance products. UnitedHealthcare and UnitedHealthOne® family and individual insurance plans are underwritten by Golden Rule Insurance Company, an affiliate of UnitedHealthcare.