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UnitedHealthOne® brand personal health and related insurance products are underwritten (and administered) by:

  • Golden Rule Insurance Company (Indiana domiciled, CA certificate of authority number 4407),
  • UnitedHealthcare Life Insurance Company (Wisconsin domiciled, CA certificate of authority number 08079),
  • Oxford Health Insurance, Inc.,
  • Oxford Health Plans (NJ), Inc.,
  • UnitedHealthcare Insurance Company,
  • United Healthcare Services, Inc.,
  • Dental Benefit Providers, Inc., or
  • Spectera, Inc.

Availability varies by state. Golden Rule Insurance Company health insurance plans are medically underwritten. UnitedHealthcare Life Insurance Company health plans are guaranteed issue during Open and Special Enrollment periods only. Related insurance products offered by either company may be medically underwritten – see the product brochures and applications. Product availability varies by state. Separate policies or certificates are issued unless the product is a rider and optional benefit.

Additional Products are provided by:

  • Careington International Corporation,
  • EyeMed Vision Care,
  • Sirius International Insurance Corporation, or
  • Delos Insurance Company.