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Iowa Insurance for Individuals and Families

Explore a variety of plans available in Iowa. We can help you find the right coverage for your needs and budget, including Short Term health insurance, Dental plans, Critical Illness insurance, and more.

Health Insurance Plans

We offer three types of major medical health insurance plans: HSAs, Copays, and Catastrophic plans to help you manage your health care costs.

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Short Term Insurance

Short Term coverage may be perfect if: you’re between jobs, you’re a new college graduate, you retire early, or you experience other life events.1

Explore Golden Rule Insurance Company Short Term Plans

Dental Insurance
with Optional Vision Benefits Rider

With no age limits, our dental plans can include preventive care, basic services, and major services. Add optional vision benefits to keep an eye on your vision needs.

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Vision Insurance

With no age restrictions, flexible plans that cover glasses, contacts or both, and NO waiting periods, it's easy to see the value of UnitedHealthcare Vision® insurance.

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Critical Illness Insurance

Paired with other plans, Critical Illness insurance can help you after a diagnosis of a qualified condition by paying you a cash benefit.

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Accident Insurance

Giving you some added protection in case you’re hurt in an accident, Accident Insurance can pay you cash benefits for your qualifying medical bills.

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Hospital Indemnity Insurance

Hospital Indemnity insurance provides payment for each day in the hospital and other qualified expenses. You choose how to spend the money.

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Term Life Insurance

Term Life insurance can ease some of the financial burden your family might face without you. Choose from multiple terms and benefit levels.

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Health, Dental, Vision, Accident, Hospital Indemnity, and Term Life insurance plans are underwritten by UnitedHealthcare Life Insurance Company. Short Term and Critical Illness insurance plans are underwritten by Golden Rule Insurance Company.

1 Short term health insurance is medically underwritten and does not cover preexisting conditions. It does not meet minimum essential coverage requirements, meaning signing up for this coverage may result in a tax penalty.