Expect the Unexpected

Apply for additional health insurance in case of the unexpected.

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Because Your Insurance Needs Are Unique

Insurance needs vary depending on your age, interests and stage of life. Not everyone is as concerned about the potential loss of income associated with a critical illness as the sole provider for a family with small children would be. That’s why we offer supplemental plans in a variety of areas—so we can help you get the coverage that best meets your needs at any given time in your life.

No one expects something to happen to them, but when it does, these plans can help with medical costs or help provide the out-of-pocket expenses you need.

Term Life Insurance

Underwritten by UnitedHealthcare Life Insurance Company

Can help ease the financial burden of losing a loved one.

Critical Illness Insurance

Underwritten by Golden Rule Insurance Company

Can pay cash when you are diagnosed with an eligible illness such as cancer.

Disability Income Insurance

Underwritten by Golden Rule Insurance Company

Can provide a monthly check that you can use for living expenses when you’re unable to work.

Accidental Injury Insurance

Underwritten by UnitedHealthcare Life Insurance Company

Added financial help for when you are in an accident.

Supplemental Accident Benefit

Underwritten by Golden Rule Insurance Company

Add this benefit to your Short Term insurance plan to help pay for those unforeseen injuries.

Hospital Indemnity

Underwritten by UnitedHealthcare Life Insurance Company

Receive payment for each day you’re hospitalized, money to use as you need.1

Health Insurance

Some supplemental plans must be paired with a health insurance plan. Check specific plans for which can be purchased standalone. Or call 1-800-273-8115 to speak to one of our licensed Product Advisors.

Have other needs you don’t see addressed here?

Check out these plans available from other carriers. Available plans offer travel medical insurance and trip cancellation protection, give you more control of your health care information, and more.

1 Benefit is paid for qualified expenses including inpatient hospital confinement, intensive care unit (ICU) confinement, and possibly others, depending on the plan you choose. See product brochure for details.

2 The Discount Card plan is not insurance.

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