Also called hospital and doctor insurance or fee for service insurance, a fixed indemnity insurance plan pays you a set amount of money when you receive specific medical services.1 However, once you understand that, and you’ve decided a fixed indemnity plan makes sense as a part of your insurance coverage, you still face a question. What plan do you choose?
Health ProtectorGuard fixed indemnity plans, underwritten by Golden Rule Insurance Company, have enhanced features2 that can help give a financial boost after you face some of the most common health care costs you’re likely to see during the year.
Health ProtectorGuard fixed indemnity insurance pairs well with
Accident insurance, which helps pay the expenses for a number of common accidents
Critical illness insurance, which pays cash for eligible illnesses
Dental insurance, which helps with the costs of common dental care services
UnitedHealthcare offers a broad selection of supplemental insurance products that suit almost any coverage needs. Build the right package of coverage for you and your loved ones today.
6 THIS PLAN PROVIDES LIMITED BENEFITS. This is a supplement to health insurance and is not a substitute for the minimum essential coverage required by the Affordable Care Act (ACA). Lack of major medical coverage (or other minimum essential coverage) may result in an additional payment with your taxes. This coverage provides benefits in a stated amount regardless of the actual expenses incurred.
10 Benefits vary by plan. Check brochure for details.
10 Intensive care or critical care hospitalization benefits are subject to a 31-day maximum per confinement. If more than one surgery occurs during any given day, the highest tiered amount is paid.
14 Available after a 6-month waiting period.
15 Drug discount card is for prescription discounts only. This is not insurance.