Deductible

The amount of covered expenses that the insured must pay before a plan or insurance contract starts to pay.

$0.0

Coinsurance

Most policies require the insured to pay some portion of the health care bills. A typical arrangement is that the insurer pays 80 percent and the insured 20 percent, up to $3,000 of covered expenses after the insured has paid the deductible. After the insured hits the maximum out-of-pocket limit, the insurance company pays 100 percent of covered expenses during the remainder of the calendar year, up to any applicable annual benefit or lifetime maximum of the policy.

None

Coinsurance Out-of-Pocket Maximum

The limit on the amount an individual is required to pay for health care services covered by his or her benefits plan after the deductibles and any copays are paid. Refers to care received from the network of participating physicians, hospitals, and health care professionals. Coinsurance Out-of-Pocket amounts are in addition to any Deductible amounts.

0.0

Underwriter

Golden Rule Insurance Company

How It Works

With Accident Indemnity Policy Plan C, we pay fixed amounts for loss resulting from qualifying accidental injuries.

Waiting Period

Waiting period is not applicable with Accident Indemnity Policy Plan C

Prescriptions

Prescriptions are not covered with Accident Indemnity Policy Plan C.

Doctor Office

With Accident Indemnity Policy Plan C, we pay $300 for initial doctor office visit. Children's benefits are lower (first treatment within 48 hours of accident) With Accident Indemnity Policy Plan C, we pay $130 for follow-up doctor office visit 10 visit limit (treatment within 30 days of accident, hospital discharge, or rehab facility discharge)