Deductible

The amount of covered expenses that the insured must pay before a plan or insurance contract starts to pay.

$0.0

Coinsurance

Most policies require the insured to pay some portion of the health care bills. A typical arrangement is that the insurer pays 80 percent and the insured 20 percent, up to $3,000 of covered expenses after the insured has paid the deductible. After the insured hits the maximum out-of-pocket limit, the insurance company pays 100 percent of covered expenses during the remainder of the calendar year, up to any applicable annual benefit or lifetime maximum of the policy.

None

Coinsurance Out-of-Pocket Maximum

The limit on the amount an individual is required to pay for health care services covered by his or her benefits plan after the deductibles and any copays are paid. Refers to care received from the network of participating physicians, hospitals, and health care professionals. Coinsurance Out-of-Pocket amounts are in addition to any Deductible amounts.

0.0

Teladoc

Feel better now! 24/7 access to a doctor is only a call or click away with no per visit fee.

Teladoc Mental Health

Video or phone sessions with licensed therapist available seven days a week at no cost per session

Alternative Medicine

Traditional medicine is not the only answer! Save 10% to 30% on your health and wellness needs.

Dental

In most instances, save 15%-50% per visit* on dental care powered by Aetna Dental Access® *Actual costs and savings vary by provider, service and geographical area

Vision

10-60% savings on glasses, contacts, eye exams, and more

Prescription

Don’t let the cost of medications keep you from managing your health. Enjoy discounts on your prescription medications with Retail and Mail Order Pharmacy. Save 10% to 85% on most prescriptions at 60,000 retail pharmacies nationwide, and on 30+ day supply prescriptions shipped directly to your home with free standard shipping.

Telephonic Counseling

24/7 evaluation with a free phone session (typically within 72 hours)

Financial Helpline

Financial counselors accessible by phone to assess issues, discuss options, and determine best course of action for your situation

Lab Testing

Know your numbers! You have direct access to major clinical laboratories nationwide where you can save 10% to 80% on typical costs for lab work. Find a location near you and order online or by phone. Confidential results are available online in as little as 24 hours for most tests. "Lab benefit NOT AVAILABLE IN MD, NJ, NY, AND RI"

MRI and CT Scans

A better image leads to a better diagnosis, better treatment and a better recovery. Save 40% to 75% on usual charges for MRI and CT Scans at thousands of credentialed radiology centers nationwide.

Hearing

If you suffer from hearing loss, you shouldn’t have to empty your wallet to access hearing aids. Retail Hearing Care by Amplifon and Home Delivery Hearing Aids by Hearing Assist, the #1 direct to consumer hearing aid brand, will help you find an affordable solution with the fit, comfort, and amplification you need.

Vitamins

Everyone has different health goals, and eVitamins has the products to help you reach them. Find the best prices online for the most trusted brands of vitamins, herbs, nutritional supplements, whole foods, baby care, skincare, and more. Save on products for you, your family and even your pets.

Diabetic Supplies

Save 10% to 50% on diabetic testing supplies, and get a free fully-audible blood glucose meter with their first order. With the convenient online, pre-paid program, members receive discounted diabetic testing supplies shipped directly to their home.

Health Advocate

Your lifeline for healthcare and insurance help. Get one-on-one support from professionals and registered nurses for medical, billing or insurance related issues.

Caregiver Support

Services to help you manage your responsibilities more easily, keep you organized, and save you money, including web-based platform to store vital medical information to coordinate with care team and family, and care companions to help with companionship, chores, and more.

Doctors Online

24/7 email access to doctors, pharmacists, psychologists, dentists, dieticians, and more to get treatment options and advice

Fertility Advocacy

Highly trained Nurse Care Managers to advocate for you and help you understand treatment and medication options and determine best course of action

Global Travel Assistance

Travel assistance including emergency medical evacuation, lost or stolen travel document assistance, transportation to join family member in hospital, and other services.

Pet Care

25% savings on inhouse medical services at participating veterinarians as well as other discounts and services