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Turning 26

It’s Time to Take the Reins

Rent, utilities, a car payment, and now health insurance? You might be wondering how you can possibly afford it all. Or where to even start. Chances are there are about a million other things you’d rather be thinking about or doing.

But, there's one more birthday gift that comes with turning 26: The opportunity to find your own, personal health insurance plan separate from your parents' plan. Turning 26 is a qualifying event that opens a short special enrollment period when you can make sure you have a health plan in place that meets your own needs.


The Clock Is Ticking

Don’t miss your chance to enroll! You only have a short time (from 60 days before until 60 days after you lose coverage) to make health insurance changes. Missing the deadline means you may wait for up to 10 months for the next open enrollment period.


Missed Your Special Enrollment Window?

We Can Help With That, Too

Short Term health insurance, also called Temporary insurance or Term health insurance, may be just the thing to get you to that next Open Enrollment period. It’s designed to bridge gaps so you’re covered until you decide on a long-term health care solution. Learn more about Golden Rule Insurance Company Short Term health insurance.1

Personalized Advice

Bring your questions to our licensed Product Advisors six days a week.


A Crash Course in Health Insurance

Health insurance might feel like a whole new world to you. Sure you might know a thing or two, but you could still use some help. No worries. We’ll break it down for you. It’s as easy as 1, 2, 3!

  1. Check out all of the resources on this website to learn about health insurance.
  2. Browse the product information on this website to shop for health plans.
  3. Get a free, online quote.

4 Tips for Finding the Right Plan – for You

1. Determine what type of plan you want

  • Compare new plans to what you’ve had before.
  • Check out the scope of benefits offered.
  • Determine what benefits you like and what you don’t.

2. Look for coverage that meets your health care needs

  • Do you visit the doctor’s office or hospital often?
  • What are your dental or vision needs?
  • Are there any medications you take regularly?
  • What current or upcoming health needs do you have?

3. Figure out your health care budget

  • Get a plan with a deductible, the amount you pay before your insurance pays anything, you are comfortable paying.
  • Choose a monthly premium, what you pay to have your insurance coverage, that fits your budget.

4. Know the cost benefits of in-network care

  • Look at your provider’s network options.
  • Make sure your health plan covers the providers you need.

1 Short term health insurance does not qualify as minimum essential coverage as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state. Signing up for this coverage may result in a tax penalty. Plans are subject to medical underwriting, and do not cover preexisting conditions.