Skip to main content


Divorce brings loss and major life adjustments. You might be dealing with a change of residence, the untangling of finances and assets, possible custody issues and lots of other messy, often emotional details. There’s no doubt you have a lot on your plate right now.


Finding Strength in Independence

You may not be focused on your health insurance coverage right now. We get that. But here’s something you should know: Losing your ACA-compliant health care coverage because of a divorce is a qualifying event (for the spouse losing coverage) that opens up a special enrollment period when you can purchase your own health insurance plan.

You have a golden opportunity to purchase new coverage in order to accommodate your reconfigured family.

Finding the right individual health plan that meets your new needs and budget is a great way to gain a renewed sense of independence and move forward with your life.


The Clock is Ticking

Don’t miss your chance to enroll! You only have a short time around a qualifying event (up to 60 days after the day you lose coverage) to make health insurance changes. Missing the deadline means you may wait for up to 10 months for the next open enrollment period.

Personalized Advice

Bring your questions to our licensed Product Advisors six days a week.


4 Tips for Finding the Right Plan – for You

1. Determine what type of plan you want

  • Compare new plans to what you’ve had before.
  • Check out the scope of benefits offered.
  • Determine what benefits you like and what you don’t.

2. Look for coverage that meets your health care needs

  • Do you visit the doctor’s office or hospital often?
  • What are your dental or vision needs?
  • Are there any medications you take regularly?
  • What current or upcoming health needs do you have?

3. Figure out your health care budget

  • Get a plan with a deductible, the amount you pay before your insurance pays anything, you are comfortable paying.
  • Choose a monthly premium, what you pay to have your insurance coverage, that fits your budget.

Resource dumped by HtmlRenderer

Resource path: /content/uhone/en/resources/qualifying-events/divorce/jcr:content/root/responsivegrid/container_1645679096/containerv2

Resource metadata: {sling.modificationTime=1602203208686, sling.characterEncoding=null, sling.parameterMap={}, sling.contentType=null, sling.creationTime=-1, sling.contentLength=-1, sling.resolutionPath=/content/uhone/en/resources/qualifying-events/divorce/jcr:content/root/responsivegrid/container_1645679096/containerv2}

Resource type: uhone/components/content/containerv2

Resource super type: -

Resource properties

jcr:primaryType: nt:unstructured
jcr:mixinTypes: [cq:LiveRelationship]
jcr:createdBy: mpope15
jcr:lastModifiedBy: mpope15
cq:lastRolledout: java.util.GregorianCalendar[time=1602203208693,areFieldsSet=true,areAllFieldsSet=true,lenient=false,zone=sun.util.calendar.ZoneInfo[id="GMT-05:00",offset=-18000000,dstSavings=0,useDaylight=false,transitions=0,lastRule=null],firstDayOfWeek=1,minimalDaysInFirstWeek=1,ERA=1,YEAR=2020,MONTH=9,WEEK_OF_YEAR=41,WEEK_OF_MONTH=2,DAY_OF_MONTH=8,DAY_OF_YEAR=282,DAY_OF_WEEK=5,DAY_OF_WEEK_IN_MONTH=2,AM_PM=1,HOUR=7,HOUR_OF_DAY=19,MINUTE=26,SECOND=48,MILLISECOND=693,ZONE_OFFSET=-18000000,DST_OFFSET=0]
jcr:created: java.util.GregorianCalendar[time=1592836298323,areFieldsSet=true,areAllFieldsSet=true,lenient=false,zone=sun.util.calendar.ZoneInfo[id="GMT-05:00",offset=-18000000,dstSavings=0,useDaylight=false,transitions=0,lastRule=null],firstDayOfWeek=1,minimalDaysInFirstWeek=1,ERA=1,YEAR=2020,MONTH=5,WEEK_OF_YEAR=26,WEEK_OF_MONTH=4,DAY_OF_MONTH=22,DAY_OF_YEAR=174,DAY_OF_WEEK=2,DAY_OF_WEEK_IN_MONTH=4,AM_PM=0,HOUR=9,HOUR_OF_DAY=9,MINUTE=31,SECOND=38,MILLISECOND=323,ZONE_OFFSET=-18000000,DST_OFFSET=0]
jcr:lastModified: java.util.GregorianCalendar[time=1602203208686,areFieldsSet=true,areAllFieldsSet=true,lenient=false,zone=sun.util.calendar.ZoneInfo[id="GMT-05:00",offset=-18000000,dstSavings=0,useDaylight=false,transitions=0,lastRule=null],firstDayOfWeek=1,minimalDaysInFirstWeek=1,ERA=1,YEAR=2020,MONTH=9,WEEK_OF_YEAR=41,WEEK_OF_MONTH=2,DAY_OF_MONTH=8,DAY_OF_YEAR=282,DAY_OF_WEEK=5,DAY_OF_WEEK_IN_MONTH=2,AM_PM=1,HOUR=7,HOUR_OF_DAY=19,MINUTE=26,SECOND=48,MILLISECOND=686,ZONE_OFFSET=-18000000,DST_OFFSET=0]
sling:resourceType: uhone/components/content/containerv2
cq:lastRolledoutBy: twurst1

4. Know the cost benefits of in-network care

  • Look at your provider’s network options.
  • Make sure your health plan covers the providers you need.

1 Short term health insurance does not qualify as minimum essential coverage as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state. Signing up for this coverage may result in a tax penalty. Plans are subject to medical underwriting, and do not cover preexisting conditions.