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Losing a Loved One

Devastation. You’re feeling it, and you may for some time to come. Amidst the emotions, your head is probably spinning with a thousand questions: How will I get through this? How do I move on? What details do I need to take care of first?

You may be eligible for a special enrollment period if you have lost your prior health insurance coverage.

Don’t worry, we can assist you in finding a new plan.

One Step at a Time

If you lose health coverage due to the death of a loved one, you have 60 days (a special enrollment period) from the date you lost coverage to find a new health insurance plan. While you’re likely overwhelmed right now, it’s easier to take care of getting new health coverage than you might think.

You can speak personally with of one of our Product Advisors at 1-800-273-8115.

Personalized Advice

Bring your questions to our licensed Product Advisors six days a week.

Missed Your Special Enrollment Window?

We Can Help With That, Too

Short Term health insurance, also called Temporary insurance or Term health insurance, may be just the thing to get you to that next Open Enrollment period. It’s designed to bridge gaps so you’re covered until you decide on a long-term health care solution. Learn more about Golden Rule Insurance Company Short Term health insurance.1


4 Tips for Finding the Right Plan for You

1. Determine what type of plan you want

  • Compare new plans to what you’ve had before.
  • Check out the scope of benefits offered.
  • Determine what benefits you like and what you don’t.

2. Look for coverage that meets your health care needs

  • Do you visit the doctor’s office or hospital often?
  • What are your dental or vision needs?
  • Are there any medications you take regularly?
  • What current or upcoming health needs do you have?

3. Figure out your health care budget

  • Get a plan with a deductible, the amount you pay before your insurance pays anything, you are comfortable paying.
  • Choose a monthly premium, what you pay to have your insurance coverage, that fits your budget.

4. Know the cost benefits of in-network care

  • Look at your provider’s network options.
  • Make sure your health plan covers the providers you need