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Health Insurance

Medical underwriting: What it is and why it may affect your coverage

Some insurance companies use medical underwriting to figure out your health status. Here’s what you may need to know about it — and why it’s so important.

What’s the difference between a PPO, EPO, POS and HMO?

If you’re shopping for health insurance, you might be overwhelmed by all the acronyms you see. What do they all mean for you and your coverage? Learn more.

In-network vs. out-of-network providers: What it means for your wallet

Do you know what type of coverage is available to you with your health plan? Here’s a closer look.

9 key terms to know when shopping for health insurance

Health insurance policies can seem complicated and confusing. Understanding what different things mean can help you better understand your coverage options.

6 ways to find the best price on medical care

What you need to know to lower your health care costs.

How your health savings account works with Medicare

Medicare and your HSA can work well together — when you know what you can and can’t do with each of them. Learn how to maximize the benefits of both.

Telehealth and virtual care: What it’s all about

Here’s how technology can improve your health care experience.

Why you might want to supplement your short-term medical insurance with other policies

Your health insurance doesn’t cover everything. Learn how to get the additional coverage, such as dental, that you might need.

5 things you can’t use your FSA or HSA to pay for

You can use your health accounts to purchase a lot of qualified health expenses. Find out some key ones that aren’t included on that list.

6 ways TriTerm Medical insurance is different from ACA

Shopping around for a new insurance plan? Here are some short- and longer-term options.

Visit the Optum Store to make the most of your FSA/HSA account

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