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Health Insurance

What is a catastrophic health plan, and is it right for you?

If you qualify, this type of insurance policy can keep things affordable. But there are downsides. Here’s what you need to know.

The Affordable Care Act (ACA): What it’s all about

Thanks to the ACA, many Americans have access to comprehensive health insurance. Find out about cost, eligibility, deadlines and more.

Special Enrollment Periods: Are you eligible?

Enrolling in an ACA health plan isn’t possible for much of the year — unless you’re eligible for an SEP. Here’s what you need to know about them.

Should you switch to a high deductible health plan (HDHP)?

Weighing the pros and cons of whether an HDHP might be the perfect fit for you.

Short-term medical insurance: What it’s all about

If you’re going to have a gap in health coverage, a short-term medical plan might be the right choice.

Telehealth and virtual care: What it's all about

Here’s how technology can improve your healthcare experience.

Why you might want to supplement your short-term medical insurance with other policies

Your health insurance doesn’t cover everything. Learn how to get the additional coverage, such as dental, that you might need.

Health insurance for kids: What it’s all about

How to get your child health, vision and dental coverage. Here’s what to know.

COBRA vs. short term medical insurance: Which is better if I lose my job?

If you’re out of work, you still have some options for health insurance coverage. Here are 2 options.

Why buying a short-term health insurance plan could be right for you

Need health insurance for a limited time? This type of plan might be just what you need.

Visit the Optum Store to make the most of your FSA/HSA account

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