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Health Insurance

Should you switch to a high deductible health plan (HDHP)?

Weighing the pros and cons of whether an HDHP might be the perfect fit for you.

You just quit your job. Should you go with COBRA or an Affordable Care Act individual plan?

Weigh the pros and cons of staying with your employer’s plan or purchasing your own.

Why buying a short-term health insurance plan could be right for you

Need health insurance for a limited time? This type of plan might be just what you need.

What’s the difference between a copayment and coinsurance?

Learn more about these 2 essential health care terms and why you might need to pay 1 or both the next time you see your doctor.

Short-term medical insurance: What it’s all about

If you’re going to have a gap in health coverage, a short-term medical plan might be the right choice.

What you need to know about adding your spouse to your health plan

You share everything with your significant other — but can you share your health plan too? Here’s what you need to know.

QUIZ: What’s changing about short-term health insurance in 2024?

There may be differences in temporary health insurance plans next year. Will you be ready? Answer these questions to find out.

Why you might want to supplement your short-term medical insurance with other policies

Your health insurance doesn’t cover everything. Learn how to get the additional coverage, such as dental, that you might need.

5 things to know about your health insurance after a divorce

If you’re going through a divorce, you may have a long list of to-dos. Make sure your health insurance coverage is on it. Here’s why.

Self-employed? What you need to know about your health insurance options.

Whether you go with an Affordable Care Act (ACA) plan or another option, it’s worth knowing how to get health coverage when you’re your own boss.

Visit the Optum Store to make the most of your FSA/HSA account

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